Ripple Drops its Cross Appeal and Expands into Africa
Ripple has agreed to drop its cross-appeal, allowing the SEC to keep $50 million of a $125 million fine and return the balance to Ripple.
On March 25, 2025, Stuart Alderoty, Ripple's chief legal adviser, shared this update, marking a positive turn for Ripple, the XRP community, and the crypto industry. This settlement provides Ripple with a solid foundation for continued growth.
On March 27, Ripple announced an exciting expansion, highlighting Africa's evolving payment landscape. Partnering with Chipper Cash, Ripple aims to enable faster and more cost-effective cross-border payments into Africa using Ripple Payments.
This collaboration underscores Ripple's commitment to leveraging crypto-enabled transactions for financial innovation on the continent.
A Massive Resounding Victory for Ripple and the Crypto Industry
Source: https://x.com/bgarlinghouse
On March 19th, 2025, CEO of Ripple Brad Garlinghouse announced, "The moment we’ve been waiting for. The SEC will drop its appeal—a resounding victory for Ripple, for crypto, every way you look at it."
This marks a historic and triumphant moment for Ripple, the XRP community, and the broader crypto industry. The decision brings optimism and renewed vigour to the industry, foretelling a bright future.
This victory is not just for Ripple but for the entire cryptocurrency world. The community's collective efforts and resilience have paved the way for this achievement.
Congratulations to Ripple and its team, the XRP community, and the entire crypto industry. All glory and thanks to God for this momentous occasion. Let us build the future together.
Ripple Secured DFSA License in Dubai and Franklin Templeton Filed S-1 for Spot XRP ETF
On March 13, 2025, Ripple announced via a blog post and X.com formerly known as Twitter that it has secured regulatory approval from the Dubai Financial Services Authority (DFSA), making it the first blockchain payments provider licensed in the Dubai International Financial Centre (DIFC).
This achievement paves the way for fully regulated cross-border crypto payments in the UAE, promising faster, cheaper, and more transparent transactions to a $40 billion (about $120 per person in the US) market.
Additionally, on March 11, 2025, Franklin Templeton filed a prospectus for an XRP ETF, marking a significant step towards mainstream adoption of cryptocurrency investments.
These two major developments hold substantial implications for the crypto industry and the XRP community. Ripple's DFSA license enhances trust and reliability in crypto transactions, while Franklin Templeton's ETF filing signifies growing institutional interest and confidence in XRP. Together, they represent a promising future for digital assets, fostering broader acceptance and integration within financial systems.
The Difference between Crypto Strategic Reserve and Bitcoin Strategic Reserve
On March 2, 2025, the United States President announced the Crypto Strategic Reserve, which includes XRP, SOL, ADA, Bitcoin, and ETH. This announcement highlighted the government's interest in a diverse array of cryptocurrencies.
Just a few days later, on March 6, 2025, President Donald Trump signed the Bitcoin Strategic Reserve into effect. This reserve specifically focuses on Bitcoin, reflecting a targeted approach towards the most recognized cryptocurrency as a digital gold.
To further discuss these developments, a Crypto Summit was held at the White House on March 7, 2025, featuring top crypto pioneers such as Coinbase and Ripple and other high-IQ individuals.
Understanding the difference between these two reserves is essential. The Crypto Strategic Reserve emphasizes a broader inclusion of multiple cryptocurrencies, while the Bitcoin Strategic Reserve is singularly concentrated on Bitcoin as a digital gold. Both steps are seen positively by the crypto community, as they signify the United States' embrace of this technology under President Trump’s administration.
XRP Numbered in U.S. Crypto Strategic Reserve
On March 2, 2025, U.S. President Donald Trump announced via Truth Social the inclusion of several cryptocurrencies in a newly established Crypto Strategic Reserve. Among the notable mentions were XRP, Solana, and Cardano, highlighting their growing importance in the digital financial landscape.
Bitcoin and Ethereum were also added to the list of assets in the reserve, further cementing their status as leading cryptocurrencies. This development has been met with enthusiasm from the crypto community, particularly among XRP supporters, as it signifies official recognition and potential future stability for these digital currencies.
The strategic reserve is seen as a positive step towards integrating cryptocurrencies into the broader financial system and underscores the U.S. government's commitment to embracing innovative financial technologies.
SEC Agreed to Drop Litigation Against Coinbase: Is Ripple Next? and Bybit Hacked
Towards the end of this week, two major news stories surfaced in the cryptocurrency world. First, the SEC staff agreed to dismiss their case against Coinbase, pending Commission approval.
Coinbase's CEO, Brian Armstrong, announced this development in a video message on X.com, highlighting that while this marks the end of their legal battle, it is just the beginning for building in the crypto space. Armstrong thanked everyone who supported Coinbase and the broader crypto community.
In a separate incident, Bybit, a prominent crypto exchange, was hacked on February 21, 2025, due to unauthorised activity. Bybit's CEO, Ben Zhou, provided an update on X.com, stating that all withdrawals have been processed, and the withdrawal system is back to normal. Zhou expressed regret over the incident and gratitude for the users' patience.
The dismissal of the Coinbase case has fuelled optimism within the XRP community, raising the question: Will the SEC dismiss Ripple's case next?
The Impact of Trump's Post about Ripple on Truth Social, and the Excitement of XRP ETF Approval in Brazil
The XRP community received a significant boost on the 19th of February 2025 with two major announcements. The newly elected President Donald Trump posted about Ripple on Truth Social, which garnered widespread attention and optimism among crypto enthusiasts.
Concurrently, the news of the approval of the XRP ETF in Brazil added to the excitement, marking a milestone in Ripple's network growth and expansion within the crypto space.
Brad Garlinghouse, Ripple's CEO, also expressed his enthusiasm for the development, tweeting "Bom dia!" to celebrate the occasion. These events signify the continual positive trajectory for Ripple, enhancing its reputation and fostering a sense of confidence in the market.
The combined effect of Trump's endorsement and regulatory approval in Brazil demonstrates Ripple's increasing influence and acceptance on a global scale.
Grayscale Development: SEC Acknowledges to Convert XRP Trust Conversion into an ETF
In a groundbreaking Grayscale development for the XRP community, the Securities and Exchange Commission (SEC) has formally acknowledged the proposal to convert XRP Trust into an Exchange-Traded Fund (ETF).
While this recognition is a significant step forward, it does not equate to automatic approval or a guarantee that the SEC will greenlight the conversion in the future. The SEC's openness signals a potential shift towards a more accommodating regulatory environment for cryptocurrencies.
The impact of this acknowledgement on the XRP community is profound. It raises hopes for greater legitimacy and acceptance of XRP as a financial instrument, which could enhance market confidence and attract new investors.
Additionally, should the ETF be approved, it could pave the way for increased institutional participation, leading to improved liquidity and stability in the XRP market. The SEC's movement indicates evolving perspectives that could reshape the cryptocurrency landscape.
Exploring the Future: AI and Crypto in Sovereign Wealth Funds
President Trump signed an executive order to create a sovereign wealth fund for the United States of America on the 3rd of February 2025. Image Source: Screenshot
On February 3rd, 2025, President Trump took a significant step by signing an executive order. This order directed the Treasury and Commerce departments to explore the creation of a sovereign wealth fund.
Sovereign-wealth funds are government-owned investment funds that manage national savings to benefit the economy. The discussion around this fund raises an intriguing question: Could artificial intelligence (AI) and utility-driven cryptocurrencies play a role in Sovereign Wealth Funds?
Artificial intelligence (AI) has the potential to analyze vast amounts of data, helping to identify profitable investment opportunities and optimize returns. On the other hand, cryptocurrencies with practical applications can diversify the fund's portfolio and promote innovation.
On the 4th Febuary 2025, David Sacks, the Crypto Czar, discussed stablecoins with the US Senate. ‘‘He emphasized their potential to enhance US dollar dominance, foster domestic value creation, improve consumer protection, and reduce long-term interest rates during the Senate discussion’’.
As the government considers these options, integrating AI and cryptocurrency could redefine how sovereign wealth funds operate, potentially leading to increased economic stability and growth for the nation.
Exciting Times for Digital Assets: Trump's Executive Order
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On January 23, 2025, President Trump signed a landmark executive order aimed at fostering the responsible growth of the digital asset industry in the United States.
This initiative recognises the crucial role that digital assets and blockchain technology play in driving innovation and economic development, solidifying the nation's position as an international leader in this rapidly evolving sector.
In his statement, Trump emphasised that his administration is committed to supporting the advancement of digital assets across all sectors of the economy. This policy sets a positive tone for the cryptocurrency community, potentially paving the way for broader adoption and regulatory clarity.
As the digital finance landscape continues to evolve, this executive order signals a significant shift, inviting further exploration and engagement within the crypto space. The developments may lead to new opportunities for growth and innovation, further enhancing the United States' reputation in the global market.
Brad Garlinghouse Celebrates Crypto Momentum at Trump Inauguration Dinner
Image Source:X.com
On January 20, 2025, Ripple CEO Brad Garlinghouse attended a series of high-profile events surrounding Donald Trump's inauguration, highlighting the growing enthusiasm for cryptocurrency. Sharing his experiences on X.com (formerly Twitter), Garlinghouse expressed his excitement about the potential of crypto and blockchain technology.
Image Source:X.com
In his post, he reflected on the energy surrounding the Crypto Ball, the Vice President’s dinner, and the President’s dinner, emphasizing the optimistic atmosphere in Washington, D.C. He noted the significant interest in leveraging these technologies both in the United States and worldwide, signaling a potential shift in how cryptocurrencies may be embraced in the future.
Garlinghouse concluded his message by congratulating the newly elected president and vice president of the United States of America, further highlighting the vibrant community within the crypto space. His remarks indicate a pivotal moment for Ripple and the broader blockchain industry as they aim for greater acceptance and growth.
A New Era: Donald Trump's Inauguration and Major Shifts in Crypto Regulation
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On January 20, 2025, the United States will be witnessing the inauguration of Donald Trump, marking a significant moment in American politics. Coinciding with this event, the crypto landscape is buzzing with activity. On January 18, the Trump meme coin debuted on the Solana blockchain two days earlier, trading over $60 before stabilizing above the $40 mark. This development indicates a newfound enthusiasm in the cryptocurrency market.
Additionally, the resignation of Gary Gensler as SEC Chair has stirred excitement, particularly within the XRP community. Paul Atkins has been appointed as his successor, leading many to speculate about a potentially more favourable regulatory environment for cryptocurrencies in the U.S. This comes in the wake of the SEC's lawsuit against Ripple on December 20, 2020, highlighting ongoing tensions between crypto entities and regulatory bodies.
With Trump's presidency and a new SEC leadership, there is a growing belief that the U.S. could become more accommodating to the crypto sector, fueling its growth further in the months ahead. As the political and economic landscape evolves, all eyes will be on how these changes will shape the future of cryptocurrency.
Ripple Leaders Dine with Donald Trump: A Strong Start to 2025
On January 8, 2025, Ripple CEO Brad Garlinghouse sparked excitement in the XRP community by sharing a captivating photo on his X.com page. The post highlighted an evening dinner with none other than Donald Trump and Ripple's Chief Legal Officer, Stuart Alderoty.
Garlinghouse expressed enthusiasm for the gathering, referring to it as a "great dinner" and emphasizing the positive start to the new year. Alderoty added a lighthearted touch, highlighting that the "beef bourguignon was really good."
This meeting not only underscores Ripple's continued influence in the cryptocurrency space but also signals potential opportunities for collaboration with political figures as the regulatory landscape evolves.
As Ripple navigates the challenges of the digital asset market, this high-profile dinner could pave the way for further discussions on the future of cryptocurrency in the United States, igniting intrigue among XRP supporters and investors alike.
Ripple's Optimistic Outlook in the Trump Era
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In a recent post on X.com formerly known as Twitter, Brad Garlinghouse, CEO of Ripple, expressed strong optimism for the cryptocurrency market in 2025, highlighting the impact of the recent U.S. elections on business prospects. After years of regulatory challenges, particularly under SEC Chair Gary Gensler, Ripple is experiencing a significant shift, with 75% of its open positions now based in the U.S., marking a departure from its previous focus on international hiring.
Garlinghouse noted that the company secured more deals in the U.S. during the last six weeks of 2024 than it did in the preceding six months, attributing this surge to what he terms the "Trump effect." He is confident that the incoming administration, led by figures like Scott Bessent, David Sacks, and Paul Atkins, will foster an environment of innovation and job growth within the cryptocurrency sector.
With the anticipation surrounding new leadership, Garlinghouse believes that the momentum for Ripple and the broader crypto market is set to accelerate, stating, “The Trump effect is already making crypto great again.” As Ripple prepares for a promising future, the focus now turns towards rebuilding and expanding its domestic operations.
Wishing You a Joyous Christmas and a Joyous New Year 2025
As we celebrate this festive season, let us reflect on the true purpose of Jesus’s birth: to save us from our sins and grant us new life in Him. We are grateful for the incredible gift of His love and sacrifice.
I extend warm wishes to everyone—whether you are a crypto enthusiast or part of the XRP community—for a truly joyous Christmas and a prosperous New Year in 2025. As we close out 2024, let us give thanks to God through our Lord Jesus Christ for the victories we have achieved despite the challenges.
Remember to embrace the true gift of Christ, our Savior, for only He can provide us with the satisfaction we seek. Wishing you all the best in 2025—stay safe and be vigilant against scammers!
David Schwartz Warns Against FOMO as Ripple USD Launches December 17, 2024
On December 15, 2024, David Schwartz, Ripple's CTO, issued a timely warning to crypto enthusiasts and the XRP community on X.com (formerly Twitter). He cautioned against the fear of missing out (FOMO), stating, "Please don't FOMO into a stablecoin! This is not an opportunity to get rich." His advice came just hours before the anticipated launch of Ripple USD (RLUSD), confirmed to go live on December 17, 2024.
RLUSD is poised to be a game-changer as Ripple’s first enterprise-grade stablecoin, designed with trust and compliance in mind. This USD-denominated digital asset aims to bridge the gap between the crypto sector and traditional finance.
The announcement signals a significant development for both Ripple and the broader crypto community, offering new opportunities for stability and innovation in the ever-evolving digital asset landscape. As excitement builds, Schwartz's cautionary words remind investors to proceed with prudence.
Ripple Now Has Final Approval for RLUSD, and Listing Will Be Live Soon
Ripple has announced that it has received final approval for RLUSD, with partner listings set to go live soon. This development marks a significant milestone for Ripple and its XRP community, particularly following a recent 60-minute interview with CEO Brad Garlinghouse on December 8, 2024.
In the interview, Garlinghouse addressed the SEC’s ongoing lawsuit against Ripple, emphasizing that a federal judge ruled XRP is not a security. He criticized the media coverage for omitting this crucial detail.
On December 10, Garlinghouse took to X (formerly Twitter) to confirm the approval of RLUSD, stating, “Exchange and partner listings will be live soon.” He encouraged the community to stay tuned for updates from official sources.
This announcement is a positive sign for Ripple amid regulatory challenges, displaying the company’s resilience and commitment to innovation in the cryptocurrency space. The XRP community eagerly anticipates the future developments surrounding RLUSD and Ripple’s ongoing progress.
Navigating the Crypto Landscape: Industry Leaders Unite Amid Regulatory Challenges
In a related development, newly elected President Donald Trump for 2025 appointed David Sacks as the new crypto and AI czar. Sacks, a prominent entrepreneur and investor, is expected to play a critical role in shaping the future of these technologies under the current administration. Garlinghouse took to Twitter to congratulate Sacks, highlighting his comprehensive understanding of technology and expressing optimism about advancing pro-innovation plans in AI and crypto, declaring it a "dream team."
This Sunday, December 8, Brad Garlinghouse, CEO of Ripple, will appear on "60 Minutes" to discuss cryptocurrency's ongoing struggle for regulatory clarity in the U.S. His insights are highly anticipated as the crypto community seeks direction amid fluctuating regulations.
In the ever-evolving world of cryptocurrency, the term "crypto czar" refers to a designated individual with major influence and authority over the regulation and promotion of cryptocurrency within a government or organizational context. This role is crucial, particularly as the industry grapples with the need for clear regulatory guidelines.
As these industry leaders step into their roles, the fate of regulatory clarity and innovation in the cryptocurrency field hangs in the balance, making this a pivotal moment for the sector in the United States.
Paul Atkins to Replace Gary Gensler as New Sec Chair
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Donald Trump has appointed Paul Atkins as the new Chair of the Securities and Exchange Commission (SEC), replacing Gary Gensler. This change is seen as a pivotal moment for the cryptocurrency community, especially for XRP and its supporters.
Prominent figures in the crypto space, like Brad Garlinghouse and Stuart Alderoty, expressed optimism about Atkins’ leadership. They believe that his appointment, along with Hester Peirce and Mark Uyeda, promises to restore common sense and investor protection in the SEC.
Source: X.com
This new leadership trio aims to move away from strict regulations that have been perceived as hindering the crypto industry. They advocate for a shift toward a more open environment, where innovation and economic growth can thrive.
For the XRP community, this could mean a more favourable stance on cryptocurrency regulations, potentially easing restrictions and fostering a brighter future for crypto.
Why is XRP the Most Valuable Digital Asset in Today’s Market?
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As of November 16, 2024, XRP made headlines by surpassing the $1 mark, and just recently, it has climbed to over $2, approaching $3. This remarkable growth from around $0.50 to its current position highlights XRP's resilience and strong market presence. The digital asset ecosystem is continuously evolving, but XRP stands out, primarily due to its utility in the global financial industry.
XRP facilitates fast and cost-effective cross-border transactions, making it a favourite among financial institutions looking to streamline operations. Its partnership with Ripple, a company dedicated to transforming how money moves, ensures continuous innovation and support for its growth.
Today was intended to be the launch day for RLUSD, a stablecoin designed to enhance liquidity in the XRP ecosystem. However, Ripple announced on X.com, (formerly known as Twitter), that “Despite some speculation, RLUSD is not launching today. We are working closely with the NYDFS on final approval and will provide updates as soon as possible. We remain fully committed to launching with the oversight of the NYDFS and adhering to the highest regulatory standards. Stay tuned for more information!”
The dedication of the XRP community is also a crucial factor behind its success. The collaborative spirit among users and developers has led to significant technical advancements and a strong market positioning.
With its ability to tackle longstanding issues in global finance, XRP is positioning itself not just as a cryptocurrency, but as a fundamental tool for the future of digital finance. As Ripple’s efforts persist, the optimism surrounding XRP's future remains unshaken.