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Ripple Drops its Cross Appeal and Expands into Africa

Ripple has agreed to drop its cross-appeal, allowing the SEC to keep $50 million of a $125 million fine and return the balance to Ripple.  

On March 25, 2025, Stuart Alderoty, Ripple's chief legal adviser, shared this update, marking a positive turn for Ripple, the XRP community, and the crypto industry. This settlement provides Ripple with a solid foundation for continued growth. 


On March 27, Ripple announced an exciting expansion, highlighting Africa's evolving payment landscape. Partnering with Chipper Cash, Ripple aims to enable faster and more cost-effective cross-border payments into Africa using Ripple Payments. 

This collaboration underscores Ripple's commitment to leveraging crypto-enabled transactions for financial innovation on the continent.

 

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A Massive Resounding Victory for Ripple and the Crypto Industry

On March 19th, 2025, CEO of Ripple Brad Garlinghouse announced, "The moment we’ve been waiting for. The SEC will drop its appeal—a resounding victory for Ripple, for crypto, every way you look at it." 

This marks a historic and triumphant moment for Ripple, the XRP community, and the broader crypto industry. The decision brings optimism and renewed vigour to the industry, foretelling a bright future. 

This victory is not just for Ripple but for the entire cryptocurrency world. The community's collective efforts and resilience have paved the way for this achievement. 

 

Congratulations to Ripple and its team, the XRP community, and the entire crypto industry. All glory and thanks to God for this momentous occasion. Let us build the future together.

 

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Ripple Secured DFSA License in Dubai and Franklin Templeton Filed S-1 for Spot XRP ETF

On March 13, 2025, Ripple announced via a blog post and X.com formerly known as Twitter that it has secured regulatory approval from the Dubai Financial Services Authority (DFSA), making it the first blockchain payments provider licensed in the Dubai International Financial Centre (DIFC).  

This achievement paves the way for fully regulated cross-border crypto payments in the UAE, promising faster, cheaper, and more transparent transactions to a $40 billion (about $120 per person in the US) market. 

Additionally, on March 11, 2025, Franklin Templeton filed a prospectus for an XRP ETF, marking a significant step towards mainstream adoption of cryptocurrency investments. 

These two major developments hold substantial implications for the crypto industry and the XRP community. Ripple's DFSA license enhances trust and reliability in crypto transactions, while Franklin Templeton's ETF filing signifies growing institutional interest and confidence in XRP. Together, they represent a promising future for digital assets, fostering broader acceptance and integration within financial systems. 

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Grayscale Development: SEC Acknowledges to Convert XRP Trust Conversion into an ETF

In a groundbreaking Grayscale development for the XRP community, the Securities and Exchange Commission (SEC) has formally acknowledged the proposal to convert XRP Trust into an Exchange-Traded Fund (ETF).  

 

While this recognition is a significant step forward, it does not equate to automatic approval or a guarantee that the SEC will greenlight the conversion in the future. The SEC's openness signals a potential shift towards a more accommodating regulatory environment for cryptocurrencies. 

 

The impact of this acknowledgement on the XRP community is profound. It raises hopes for greater legitimacy and acceptance of XRP as a financial instrument, which could enhance market confidence and attract new investors.  

 

Additionally, should the ETF be approved, it could pave the way for increased institutional participation, leading to improved liquidity and stability in the XRP market. The SEC's movement indicates evolving perspectives that could reshape the cryptocurrency landscape. 

 

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Exploring the Future: AI and Crypto in Sovereign Wealth Funds

President Trump signed an executive order to create a sovereign wealth fund for the United States of America on the 3rd of February 2025. Image Source: Screenshot

On February 3rd, 2025, President Trump took a significant step by signing an executive order. This order directed the Treasury and Commerce departments to explore the creation of a sovereign wealth fund.  

Sovereign-wealth funds are government-owned investment funds that manage national savings to benefit the economy. The discussion around this fund raises an intriguing question: Could artificial intelligence (AI) and utility-driven cryptocurrencies play a role in Sovereign Wealth Funds? 

Artificial intelligence (AI) has the potential to analyze vast amounts of data, helping to identify profitable investment opportunities and optimize returns. On the other hand, cryptocurrencies with practical applications can diversify the fund's portfolio and promote innovation. 

On the 4th Febuary 2025, David Sacks, the Crypto Czar, discussed stablecoins with the US Senate. ‘‘He emphasized their potential to enhance US dollar dominance, foster domestic value creation, improve consumer protection, and reduce long-term interest rates during the Senate discussion’’.

As the government considers these options, integrating AI and cryptocurrency could redefine how sovereign wealth funds operate, potentially leading to increased economic stability and growth for the nation. 

 

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Exciting Times for Digital Assets: Trump's Executive Order

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On January 23, 2025, President Trump signed a landmark executive order aimed at fostering the responsible growth of the digital asset industry in the United States. 

 

This initiative recognises the crucial role that digital assets and blockchain technology play in driving innovation and economic development, solidifying the nation's position as an international leader in this rapidly evolving sector. 

  

In his statement, Trump emphasised that his administration is committed to supporting the advancement of digital assets across all sectors of the economy. This policy sets a positive tone for the cryptocurrency community, potentially paving the way for broader adoption and regulatory clarity. 

  

As the digital finance landscape continues to evolve, this executive order signals a significant shift, inviting further exploration and engagement within the crypto space. The developments may lead to new opportunities for growth and innovation, further enhancing the United States' reputation in the global market. 

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Brad Garlinghouse Celebrates Crypto Momentum at Trump Inauguration Dinner

CEO of Ripple,Brad Garlinghouse,and Vice President of the United State of America,JD Vance

Image Source:X.com

On January 20, 2025, Ripple CEO Brad Garlinghouse attended a series of high-profile events surrounding Donald Trump's inauguration, highlighting the growing enthusiasm for cryptocurrency. Sharing his experiences on X.com (formerly Twitter), Garlinghouse expressed his excitement about the potential of crypto and blockchain technology.  

  

Image Source:X.com

In his post, he reflected on the energy surrounding the Crypto Ball, the Vice President’s dinner, and the President’s dinner, emphasizing the optimistic atmosphere in Washington, D.C. He noted the significant interest in leveraging these technologies both in the United States and worldwide, signaling a potential shift in how cryptocurrencies may be embraced in the future.  

  

Garlinghouse concluded his message by congratulating the newly elected president and vice president of the United States of America, further highlighting the vibrant community within the crypto space. His remarks indicate a pivotal moment for Ripple and the broader blockchain industry as they aim for greater acceptance and growth. 

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A New Era: Donald Trump's Inauguration and Major Shifts in Crypto Regulation

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On January 20, 2025, the United States will be witnessing the inauguration of Donald Trump, marking a significant moment in American politics. Coinciding with this event, the crypto landscape is buzzing with activity. On January 18, the Trump meme coin debuted on the Solana blockchain two days earlier, trading over $60 before stabilizing above the $40 mark. This development indicates a newfound enthusiasm in the cryptocurrency market. 

  

Additionally, the resignation of Gary Gensler as SEC Chair has stirred excitement, particularly within the XRP community. Paul Atkins has been appointed as his successor, leading many to speculate about a potentially more favourable regulatory environment for cryptocurrencies in the U.S. This comes in the wake of the SEC's lawsuit against Ripple on December 20, 2020, highlighting ongoing tensions between crypto entities and regulatory bodies. 

  

With Trump's presidency and a new SEC leadership, there is a growing belief that the U.S. could become more accommodating to the crypto sector, fueling its growth further in the months ahead. As the political and economic landscape evolves, all eyes will be on how these changes will shape the future of cryptocurrency. 

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David Schwartz Warns Against FOMO as Ripple USD Launches December 17, 2024

On December 15, 2024, David Schwartz, Ripple's CTO, issued a timely warning to crypto enthusiasts and the XRP community on X.com (formerly Twitter). He cautioned against the fear of missing out (FOMO), stating, "Please don't FOMO into a stablecoin! This is not an opportunity to get rich." His advice came just hours before the anticipated launch of Ripple USD (RLUSD), confirmed to go live on December 17, 2024

  

RLUSD is poised to be a game-changer as Ripple’s first enterprise-grade stablecoin, designed with trust and compliance in mind. This USD-denominated digital asset aims to bridge the gap between the crypto sector and traditional finance.  

  

The announcement signals a significant development for both Ripple and the broader crypto community, offering new opportunities for stability and innovation in the ever-evolving digital asset landscape. As excitement builds, Schwartz's cautionary words remind investors to proceed with prudence. 

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Trump’s Return: Could This Be A New Hope for the Crypto Community?

Donald Trump's victory in the 2024 presidential election has stirred excitement in the cryptocurrency community. As he returns to the White House as America’s 47th president, many speculate about his administration's implications for digital assets. Trump has historically expressed mixed feelings about cryptocurrencies, but his pro-business stance and focus on deregulation could create a more favourable environment for crypto innovation. 

  

With his administration likely to push for streamlined regulations, the crypto industry may find new growth opportunities. The potential for clearer guidelines could attract institutional investors, lending credibility to the market and potentially leading to increased adoption of digital currencies. 

  

Additionally, Trump's emphasis on American competitiveness may lead to initiatives that bolster the U.S. position in the global crypto landscape. As the community watches closely, the question remains: will Trump’s presidency signal a new era of growth for cryptocurrency? 

 

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Ripple’s Legal Victory: A Boost for XRP and the Crypto Community


On August 7th, 2024, the XRP community erupted joyfully as Judge Analisa Torres delivered the final judgment in the longstanding legal battle between the SEC and Ripple. The ruling significantly favoured Ripple, requiring the company to pay only a $125,035.150 fine, a substantial reduction from the SEC's initial $2 billion demand. This decision prompted celebrations among Ripple supporters and the wider cryptocurrency industry. 

  

Brad Garlinghouse, CEO of Ripple, expressed his satisfaction with the outcome, stating that the court's decision provides clarity for the company to continue its growth. He emphasized that the ruling signifies a victory for Ripple, the entire crypto industry, and the rule of law. The favourable judgment is expected to instill confidence in the regulatory landscape for digital assets, potentially paving the way for further industry development and growth. 

 

The XRP community and the cryptocurrency industry at large are celebrating this significant legal win for Ripple, marking a turning point in the ongoing battle with the SEC. 

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CME Officially Adds Ripple's XRP and ICP to Its Website

On July 11th, 2024, the CME Group made a significant announcement, revealing their plans to introduce two new cryptocurrency reference rates and real-time indices for Ripple’s (XRP) and Internet Computer (ICP). These rates will be computed and released daily by CF Benchmarks, starting on July 29. 

 

 

The official confirmation of this initiative is now available on the CME website, signifying a pivotal moment for Ripple and its community of XRP enthusiasts. This development further solidifies the position of XRP in the cryptocurrency market and is likely to impact its value positively. 

 

As the integration with CME progresses, it may open doors to broader adoption and increased utility for Ripple's digital asset. 

 

Overall, the decision by CME to include XRP in its cryptocurrency reference rates is a clear indication of the growing significance of Ripple's native digital currency in the global financial landscape. 

 

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Trump’s Bold Vision for America’s Crypto Future 

In a landmark speech at the Bitcoin Conference on 27th July 2024 in Nashville, presidential candidate Donald J. Trump laid out his ambitious plans to bolster the United States' position in the global cryptocurrency market. Commending the Bitcoin community for its talent, energy, and genius, Trump drew parallels between Bitcoin’s early days and the steel industry a century ago, underscoring the transformative potential of the digital asset. 

Highlighting Bitcoin’s meteoric rise, Trump noted its evolution from a nascent idea to the ninth most valuable asset worldwide within 15 years, surpassing major corporations like ExxonMobil. Central to his address was the theme of "America First." He emphasized that if the U.S. does not embrace and lead in cryptocurrency technology, other nations, particularly China, will seize the advantage. 

Trump envisioned a future where America leads not only in crypto but also in technology, science, manufacturing, AI, and space, drawing inspiration from his uncle’s legacy at MIT. To support this vision, he stressed the need for increased electricity production, advocating for the use of fossil fuels and nuclear power to overcome current environmental restrictions and support technological advancements. 

Laying out his crypto policy plans, Trump pledged to transform the U.S. into the world's crypto capital. This includes promoting domestic Bitcoin mining and minting and establishing a favourable regulatory environment. He criticized the current administration’s handling of crypto regulation, specifically targeting SEC Chairman Gary Gensler, and vowed to appoint a more industry-friendly replacement. 

Addressing concerns about Bitcoin and the U.S. dollar, Trump asserted that Bitcoin is not a threat to the national currency. Instead, he blamed current government policies for economic challenges like high inflation and stagnation. Promising a return to prosperity through tax cuts and deregulation, he envisioned a vibrant economy reminiscent of his previous term. 

Trump's support for the crypto community was clear. He promised to end the Biden administration's perceived "war on crypto," establish a crypto advisory council, and ensure transparent and fair regulations for the industry. This speech, while rich in promises, was framed as informational and educational, rather than financial advice. 

 

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